Terms of use

Last updated: 01/11/2025
Welcome to my website, valtoledo.com.
By choosing to browse, use, or interact with my website and services, you agree to the terms below.
If you do not agree with these terms, please do not use this site.

Who I Am

My name is Val Toledo – I am an author, transformational coach, teacher, and creative guide.
This website shares my content, services, coaching offerings, writing, and personal transformation tools.

If you have questions about these terms, you can contact me at: val@valtoledo.com

Using My Website

This website is intended to offer information, inspiration, and services related to personal growth, self-development, and transformational work.
Please use this site respectfully and lawfully.
You agree not to:
● Use this website for unlawful purposes
● Attempt to hack, damage, or disrupt the site
● Copy or distribute my content without permission
● Collect or misuse contact information from the site
● Submit harmful or misleading information
Access to certain materials or services may require entering your email or booking through my contact form.

Age Requirements

You must be at least 18 years old to use this site or engage my services. If you are 13-17 years old, you may only use this site with permission from a parent or legal guardian.

If you are under 13, please do not use this website.

Intellectual Property

All content on this site — including text, writing, images, videos, coaching materials, branding, and downloadable content — is mine unless otherwise stated.
You may not copy, reproduce, share, or distribute any content without my written permission.
You are welcome to share links to my site and publicly available content, as long as you credit me appropriately.

Purchases, Coaching & Payments

If I offer paid products, coaching packages, courses, or digital downloads, the terms for each product/service will be clearly stated at the time of purchase or booking.
All payments are processed securely through trusted third-party services. I do not store your card details.
Refund policies, where applicable, will also be stated at the point of purchase or service agreement.

Personal Responsibility

My work supports personal transformation, reflection, and empowerment.
While I share tools and guidance to assist your growth, your decisions and actions remain your responsibility.
Nothing on this website or in my services is medical, legal, psychological, or financial advice.
If you are experiencing a mental health or medical crisis, please contact a qualified professional or emergency services in your area.

Limitation of Liability

I do my best to keep this site accurate and functioning smoothly, but I cannot guarantee perfection.
I am not liable for:
● Errors or omissions in the content
● The results of using my content or services
● Website downtime or technical issues
● Any loss, harm, or damage arising from using my website or services
You use the site and services at your own discretion and risk.

External Links

This website may include links to outside resources or platforms. I am not responsible for the content, security, or privacy practices of external websites.

Privacy

Your privacy and trust matter to me. My Privacy Policy explains how your information is handled and protected. Please review it here: https://www.valtoledo.com/privacy-policy/

Changes to These Terms

I may update these terms occasionally. Whenever I do, I will update the date at the top of this page.
Please check back periodically if you wish to stay informed.